Connecticut Resources

null

In this section you will find relevant state resources organized by category, and access the latest information on guidelines and reopening phases from the state.

Starting March 19, 2021 there are new Sector Rules for all CT businesses to reopen. Businesses are encouraged to continue social distancing, handwashing, mask-wearing protocols that have been in place. Businesses should continue to support local public health contact tracing efforts.

Financial Assistance

Partnership Loan Program

The Community Foundation for Greater New Haven has established a Partnership Loan Program for minority-owned and women-owned businesses in New Haven the lower Naugatuck valley area.
This program was created by The Community Foundation for Greater New Haven, HEDCO, Inc., the Amour Propre Fund and The City of New Haven. Qualified businesses of 20 or fewer employees will be eligible to receive a 4% revolving loan of up to $25,000 that is partially forgivable after one year.

More Information

Mortgage Payment Relief

Governor Ned Lamont's administration reached an agreement on March 31, 2020  with over 50 credit unions and banks in Connecticut to offer mortgage relief to the state’s residents and businesses who continue to face hardship caused by the global COVID-19 pandemic. Under the agreement, the following relief policies are being offered by participating financial institutions:

  • 90-day grace period for all mortgage payments
  • Relief from fees and charges for 90 days
  • No new foreclosures for 60 days
  • No credit score changes for accessing relief

Notice Details

CT Manufacturing Innovation Fund Voucher Program (MVP)

If you are looking for a loan to purchase new manufacturing equipment, Connecticut Center for Advanced Technology introduced the MVP program.

Eligible companies can apply for vouchers up to $50,000 for the purchase of specialized equipment and expertise that will help improve operations, including marketing, LEAN, compliance, and other technical needs.

As of May 1, the MVP program will no longer process applications marked with COVID as priority. Applications will continue to be reviewed on a first-come, first-served basis.

Learn more

Tax Relief & Filing Assistance

Extension on Annual Tax Filings

The Community Foundation for Greater New Haven has established a Partnership Loan Program for minority-owned and women-owned businesses in New Haven the lower Naugatuck valley area.
This program was created by The Community Foundation for Greater New Haven, HEDCO, Inc., the Amour Propre Fund and The City of New Haven. Qualified businesses of 20 or fewer employees will be eligible to receive a 4% revolving loan of up to $25,000 that is partially forgivable after one year.

More Information

Extension on Sales Tax & Room Occupancy Filings

Governor Ned Lamont's administration reached an agreement on March 31, 2020  with over 50 credit unions and banks in Connecticut to offer mortgage relief to the state’s residents and businesses who continue to face hardship caused by the global COVID-19 pandemic. Under the agreement, the following relief policies are being offered by participating financial institutions:

  • 90-day grace period for all mortgage payments
  • Relief from fees and charges for 90 days
  • No new foreclosures for 60 days
  • No credit score changes for accessing relief

Notice Details

Labor & Unemployment Assistance

Pandemic Unemployment Assistance

Pandemic Unemployment Assistance (PUA) is a program that temporarily expands unemployment insurance (UI) eligibility to self-employed workers, 1099 employees, "gig" workers, workers in jobs not covered by regular unemployment benefits, and independent contractors impacted by the Coronavirus pandemic in 2020.
The federal CARES Act II legislation extends PUA benefits from 39 weeks to 50. This makes self-employed individuals and independent contractors eligible for unemployment, among others. Program eligibility ends March 13, 2021, last week of benefits is paid by week ending April 10, 2021 for those who have remaining weeks as of March 13, 2021.
It is part of the CARES Act and federally funded, but processed by the state's DOL.

More Information

Mixed Earner Unemployment Compensation

The Mixed Earner Unemployment Compensation (MEUC) program is a new federal program for residents who have both self-employment earnings as well as W2 earnings. Over the next few weeks, CTDOL will notify claimants who may be eligible to apply.

  • Claimants must apply for the program. CTDOL expects to open the application process in late February/early March. Eligibility will be retroactive to December 27, 2020.
  • The program is 100% federally funded, employers are not liable for MEUC payments.

More Information

Unemployment Q&A for Employers

A common question we have been asked these days, is about employees refusing to go back to work for various reasons. Under the circumstances of a pandemic and depending on the individual employee, they may have legitimate concerns around their own health or that of vulnerable family members in their household.

If an employee refuses to go back to work, and you don't believe they have a legitimate reason, you may protest the Notice of Potential Liability that you will receive from DOL indicating the claimant refused work. The matter will be then be scheduled for a fact finding to determine whether the claimant refused work without sufficient cause.

More Information

Shared Work Program

In September 2020, Governor Lamont announced an expansion of the State's Shared Work Program to help businesses navigate the impact they may experience because of the pandemic.

For employers seeking an alternative to laying off employees due to the current economic slowdown, or capacity limitations, the Shared Work Program can be a great option. It allows employers to reduce the hours of full- time employees by as much as 60 percent, while their workers collect partial unemployment benefits to replace a portion of their lost wages.

All employers with two or more full-time or permanent part-time employees can participate in the program, which is not designed for seasonal separations. To qualify, the business’ reduction of work cannot be less than 10 percent or more than 60 percent. Check out their latest webinar here for an overview of the program.

More Information

FEMA: Lost Wages Grant

It was recently announced the FEMA has approved Connecticut to pay an additional $300 in unemployment benefits to those unemployed due to COVID-19.

New unemployment claimants and existing state and extended benefits claimants will be required to self-certify that they are eligible under the federal guidelines. Existing Pandemic Unemployment Assistance (PUA) claimants have already self-certified.

The additional benefit will be retroactive to the claim week beginning July 26.

More Information

Health & Safety

Accessing PPE

As businesses are allowed to start reopening on a phased basis, the need for protective equipment may present a challenge to small businesses.

Sourcing PPE

Connecticut Department of Economic and Community Development has compiled a list of PPE suppliers to assist small business.

List of PPE Suppliers

Safe Workplaces

The State released a series of guidelines to assist employers of essential businesses in maintaining a safe working environment during the current conditions. The guidance includes work-from-home accommodations for work that is able to be performed remotely, the use of protective equipment, and social distancing measures among others.

Safe workplaces in essential businesses: These are legally binding statewide rules prescribing additional protective measures that every workplace in Connecticut deemed essential – and any other business or nonprofit allowed to remain open – must follow. Such rules will be mandatory throughout the state.

More Information

Safe Store Rules

Similarly to the Safe Workplaces rules, the State released a series of guidelines to assist stores deemed essential with guidance on maintaining a healthy and safe environment.

The guidelines include protective measures based on the store layout and managing occupancy and customer flow, ensuring everyone is aware of requirements by installing signs, requiring masks for employees and customers alike, and other protective measures.

Read more